Small Business Health and Dental Plans
Western Canadian Small Business Insurance
The group health insurance plan of your company in Western Canada can include Dental coverage, Loss of income due to Injury or Illness, Critical Illness protection, Life Insurance as well as Accidental Death and Dismemberment (AD&D) coverage which helps pay lump sums in the event of a serious workplace accident that is fatal, or causes permanent injury/disability, or specifically, dismemberment. Integrity Financial Solutions provides small family owned and operated farms and businesses with options that maximize benefits for a comprehensive insurance package for you & your employees.
What Does a Small Business Health and Dental Plan Cover?
Your plan may include coverage for employees and dependents and usually applies in the event of an illness or injury, with a full suite of health and dental coverages for your health needs that are not covered by provincial health plans in general.
Integrity Financial Solutions Small Business plans can be customized with a range of options that include:
- Guaranteed Issue Life Insurance
- Loss of speech or hearing
- Professional therapist treatments
- Injury causing loss of income.
- Illness causing loss of income.
- Travel emergency hospital coverage
Tailored Coverage for Western Canadian Small Businesses
If your insured employee suffers an illness or accidental injury that is covered by a health and Dental policy, Integrity Financial Solutions will provide the employee with payments that are based on the coverage amount. With access to a wide range of carriers, Integrity Financial Solutions specialty designed plans offer services that are customized according to the insurance needs of your business.
Facts from Insurance Experts
According to a recent study by the Centers for Disease Control and prevention, loss of life from unintentional injuries is the 5th leading cause of death for Americans behind heart disease, cancer, respiratory conditions and strokes. Ensure you are protected with customized coverage.
Hard Choices
No employer ever wants to think about the horrific scenario of an employee being dismembered or fatally wounded. It is hard to even imagine the difficulty of knowing that if things had been different, then the person would be fine and there would not be a family devastated by loss and grief. However, the only thing you can do for them is to make sure that they are taken care of and are not under financial duress.